| Avoid Foreclosure |
| Short Sale |
| Deed-In-Lieu |
| Forbearance |
| Mortgage Modification |
| Renting the Property |
| Bankruptcy |
| Mortgage Refinance |
| Short Refinance |
| Deed For Lease |
| Service Members Relief |
| Sale of Property |
Is bankruptcy the right option for you? Do you qualify for bankruptcy protection based upon debt and income limitations?
Would a bankruptcy or legal arguments delay or derail a foreclosure?
Would Chapter 7 or Chapter 13 stop a foreclosure action on real property? Would a bankruptcy (BK) offer an Automatic Stay? Would it provide a shield between you and your creditors to buy time?
At what point is it too late to file a petition for bankruptcy?
Are there advantages to a post bankruptcy sale?
What about tax liabilities? What can and cannot be discharged? What is the difference if a foreclosure occurs before or after a BK?
What would happen to an unsecured deficiency claim after a bankruptcy? Would the answers differ for a homestead property compared to an investment property?
What is a post-bankruptcy short sale?
Choosing the best option for you and your family’s future is critical. To explore the pros and cons of a BK, consult with a bankruptcy attorney.
For a referral to a bankruptcy attorney in the Tampa Bay area, contact Annette, Doug or Dale Bohannon, Certified Distressed Property Experts (CDPEs) at Coldwell Banker Residential Real Estate.
FTC DISCLAIMER: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, you will have to pay us [per the listing agreement] for our services. Coldwell Banker & Team Bohannon are not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.
FURTHERMORE: The listing agent will not provide Sellers with legal or tax advice. Sellers should consult a certified public accountant in the matters of state and federal taxes. Sellers should seek independent Counsel such as a real estate attorney to understand the legal implications and questions about selling the property. The listing agent may only perform clerical functions relating to the “short sale” part of the transaction.
