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Would you like to refinance to take advantage of today’s low interest rates and reduce your mortgage balance?Many Tampa Bay homeowners caught in the market downturn continue pay their mortgages on time but would like to take advantage of low interest rates and reduce their principle balance to reflect current market values.
New government programs, such as the “short refinance” program, aim to help underwater homeowners refinance primary and second mortgages. The Short-Refi program provides incentives for lenders to reduce mortgage balances and refinance borrowers into loans backed by the Federal Housing Administration. For more information, see: Will Fannie, Freddie Participate in ‘Short Refinance’ Program, FHA Rallies Lenders to Cut Principal, or Fannie, Freddie on Loan Write-Downs.
Government programs and borrower options are constantly in flux. As Certified Distressed Property Experts (CDPEs), the Bohannaons have been trained to help you consider all the options.
